Newcomer plan · Live

Moving to Canada from India: what to do and when

Five phases take most newcomers from “which pathway am I on?” to “my first 90 days”. StudentFlow organises the tasks and links the official page for every regulated step.

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  1. Choose your pathway
  2. Prepare documents
  3. Apply & track
  4. Land
  5. First 90 days

How do I move to Canada to work or settle?

Short answer: you use one of the official pathways, prepare the documents it asks for, apply and track the application, plan your landing, and then settle in over your first months. StudentFlow organises those steps and links the official page for each. It does not assess eligibility or recommend a route.

What are the steps? Your journey at a glance

Five phases, in order. The tasks below are typical, not a promise that each applies to you: your own checklist is built from the route you are using, where you will live and who is moving with you.

  1. Phase 1 of 5 · Before you apply

    Choose your pathway

    Find the official programme you are using and read its page.

    Canada has several ways to move: permanent residence programmes, work permits and family routes. Each has its own official page, tools and rules. StudentFlow does not pick one for you; it points you to the government questionnaire and the page for the route you are using.

    Typical tasks

    • Use the official IRCC questionnaire to see programmes you could explore
    • Read the official page for the route you are using, from start to finish
    • Check whether a province or territory has its own steps
    • Decide whether you want help from a licensed professional

    Guides for this phase

    Explore immigration programs (IRCC)

  2. Phase 2 of 5 · While you prepare

    Prepare documents

    Collect the proof your route asks for, in the format the government wants.

    Most applications need identity documents plus a few items that take time: language test results, an education credential assessment, police certificates, a medical exam and, for some routes, proof of settlement funds. Start with the checklist on your official page.

    Typical tasks

    • Check your passport and your family’s passports are valid
    • Book a language test and, if your route asks for it, an education credential assessment
    • Request police certificates from every country the checklist names
    • Arrange the immigration medical exam with an approved doctor when you are asked to
    • Prepare proof of settlement funds if your route requires it
    • Get translations and certified copies where the checklist asks for them

    Guides for this phase

    Documents for Express Entry (IRCC)

  3. Phase 3 of 5 · After you submit

    Apply & track

    Submit online, give biometrics, answer requests and follow the status.

    Most applications are made online through an IRCC secure account. After you submit, the government may ask for biometrics, extra documents or an interview, and it writes to you through your account. Keep every receipt and reply on time.

    Typical tasks

    • Create or sign in to your IRCC secure account
    • Complete the forms, upload documents and pay the fees shown by the government
    • Give your fingerprints and photo when you receive a biometrics letter
    • Check your account regularly and respond to any request
    • Tell IRCC if your contact details or family situation change
    • Keep the confirmation you receive when a decision is made

    Guides for this phase

    Check your application status (IRCC)

  4. Phase 4 of 5 · As you travel

    Land

    Travel with the right papers in hand and know what happens at the border.

    When your confirmation arrives, you plan your flight and your landing. The official guidance asks you to keep key documents with you, not in checked baggage, and to be ready for questions from a border services officer. Where it applies, your permanent residence is confirmed at the port of entry.

    Typical tasks

    • Book flights once your confirmation documents are in hand
    • Keep immigration documents and passports in your hand baggage
    • Prepare the lists of goods the border officer will ask for
    • Check what you may and may not bring, and declare what you must
    • Arrange where you will sleep for your first nights

    Guides for this phase

    Prepare to cross the border as a newcomer (IRCC)

  5. Phase 5 of 5 · Your first months

    First 90 days

    Get the essentials in place: SIN, SIM, health card, bank account, home and work.

    The first weeks are a run of small official steps. Some depend on others: a bank account may need an address, and a health card application needs proof of status. StudentFlow puts them in a sensible order and links the provincial page for each.

    Typical tasks

    • Apply for your Social Insurance Number
    • Get a Canadian SIM or eSIM
    • Apply for your provincial health card and arrange private cover for any gap
    • Open a bank account and start building a credit history
    • Move from temporary to long-term housing
    • Set up a CRA account and check which benefits you may qualify for
    • Enrol children in school and look into childcare if you have children
    • Find free settlement services and language classes

    Guides for this phase

    Settle in Canada (IRCC)

Which pathways do people use to move to Canada?

Short answer: there are several, and the right one depends on your own situation. These are the routes StudentFlow lets you say you are using, each with a short, high-level description and the official page.

We don’t choose a route for you. StudentFlow doesn’t assess eligibility or recommend a pathway, and the summaries below are not a test of whether a route fits you. Use the official pages and tools, and speak to a licensed professional about your case.

Express Entry (permanent residence)

Federal skilled programs managed through the Express Entry system.

Express Entry is an online system IRCC uses to manage permanent residence applications from skilled workers. It covers three federal programmes: the Canadian Experience Class, the Federal Skilled Worker Program and the Federal Skilled Trades Program. In outline you create a profile, enter the pool, and may be invited to apply in a round of invitations. If you are invited, you submit a full application.

Express Entry — IRCC

Provincial Nominee Program (PNP)

A province or territory nominates you to settle there.

Provinces and territories can nominate people whose skills and experience suit their economy and who want to live there. Each one has its own streams and requirements. Depending on the stream, you then apply for permanent residence through Express Entry or through a separate process. Quebec selects its own skilled workers through its own programme.

Provincial Nominee Program — IRCC

Employer work permit

A Canadian employer hires you for a defined job.

An employer-specific work permit lets you work for one named employer under the conditions printed on the permit. A job offer is required. For some permits the employer must first get a Labour Market Impact Assessment. IRCC has a questionnaire that shows which type of work permit applies to a situation.

Employer-specific work permits — IRCC

Family sponsorship

A spouse, partner or family member sponsors you.

A Canadian citizen or permanent resident may be able to sponsor a spouse, partner or dependent children, and under separate rules certain other relatives, to become permanent residents. The sponsor and the person being sponsored each have responsibilities. Some categories are paused from time to time, so check the current status on the official page.

Sponsor your family members — IRCC

Joining family as a dependant

Moving with or to a partner or parent who has status in Canada.

If your partner or parent already has status in Canada, for example as a worker, there are routes for spouses and dependent children, including open work permits for some family members. What is available depends on the status of the person you are joining and on the rules at the time.

Work permits for family members — IRCC

Another route / not sure yet

Includes Quebec programs and routes not listed. We will point you to the official tools.

Other routes include Quebec programmes, caregivers, regional pilots and business immigration. Start with IRCC’s questionnaire, which lists programmes to explore. If you are unsure, speak to a licensed professional before you spend money or time on an application.

Explore immigration programs — IRCC

Read the pathways overview

Which official tools should I use?

Use the government’s own tools for anything about eligibility, scores, fees and processing times. We link them so you never have to guess which site is real.

Where do I start with a health card and a driver’s licence in my province?

Short answer: each province and territory runs its own health plan and its own licensing, so start on the official page for the place you will live. Some provinces make new residents wait before public health cover starts, so ask early and consider private cover for any gap.

Where a provincial site could not be checked automatically, we link IRCC’s page for that province or territory (or the provincial newcomer portal) instead, and it points onward. Links last verified .

Health insurance for newcomers · Driver’s licence basics

What does moving to Canada cost? Costs to plan for

We don’t quote amounts here because they change and depend on your route and family size. Each line below tells you where the real number lives.

  • Government application fees

    Paid to IRCC when you apply. The official fee list shows the current amount for each application type and for family members.

  • Biometrics fee

    Usually paid with your application. IRCC explains who gives biometrics and what the fee covers.

  • Language tests

    Paid to the test organisation. Prices differ by test and by test centre.

  • Education credential assessment

    Paid to the assessment organisation IRCC designates, where your route asks for one. Fees and speed vary by organisation.

  • Police certificates

    Paid to the issuing authority in each country you lived in, plus any courier or translation costs.

  • Immigration medical exam

    Paid to an approved panel physician, not to the government. Your own doctor cannot do the exam.

  • Proof of settlement funds

    Not a fee, but money you may need to show and keep available. IRCC publishes the current requirement for the routes that ask.

  • Translations and certified copies

    Documents not in English or French usually need a certified translation.

  • Flights and baggage

    Fares and baggage rules change with the season and the airline.

  • Temporary housing, deposit and first rent

    Deposit and advance-rent rules differ by province. Budget for somewhere to stay while you search.

  • Private health cover for any gap

    Some provinces make new residents wait before public cover starts. A private plan can bridge the gap.

  • Phone plan, winter clothing and first essentials

    A SIM or eSIM, warm clothes if you land in winter, and the household basics.

  • Licensing and credential recognition

    Regulated professions and compulsory trades charge for assessment, exams and licences.

  • Professional help, if you choose it

    A licensed immigration professional sets their own fee. Ask for a written contract.

Which services do newcomers usually need?

Everything on your list works without buying anything. These are the services people most often want next to the step they belong to. Booking is optional and not open for everything yet.

  • SIM or eSIM

    Data and calls from the airport, plus a number for banks and landlords.

    Read the guide
  • Temporary housing

    A place for your first nights while you look for a home you can verify.

    Read the guide
  • Private “gap” health cover

    Cover for any wait before your provincial health plan starts.

    Read the guide
  • Flights and baggage

    Fares timed to your confirmation, with a baggage allowance for a new life.

    Read the guide
  • Money transfers and forex

    Move money through authorised channels and compare the rate and the fee together.

    Read the guide
  • Airport pickup

    A pre-booked ride from arrivals when you land with heavy bags and little local knowledge.

How StudentFlow services work

How do I avoid immigration scams?

Short answer: be careful of anyone who guarantees a result, rushes you or asks for payment in an unusual way. The government states that no one can guarantee you a visa, a job or permanent residence.

  • Anyone who guarantees a visa, a job or permanent residence. No one can.
  • A call, text or email that threatens arrest or deportation over unpaid fees.
  • A request to pay into a personal bank account, with gift cards, prepaid cards or money-transfer services.
  • Contact from an “official” using a free email address or social media.
  • Pressure to pay or reply right away, or special deals for people who want to immigrate.
  • A “representative” who tells you to include false information. That can end your application.

Read the scams guide · IRCC: protect yourself from fraud · Canadian Anti-Fraud Centre

Guides for newcomers to Canada

Visas & permits Newcomers Canada

Applying and tracking your Canada application

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Bank accounts and credit history in Canada

You can open a Canadian bank account even without a job. What ID banks ask for, what to compare and how credit history works for newcomers.

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Biometrics for Canada: fingerprints and photo

Biometrics are your fingerprints and photo. Who gives them, when IRCC asks, where to go and what the fee covers, with the official page.

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Canada immigration medical exam, explained

Many applications need an immigration medical exam with an approved doctor. Why it is needed, who does it, when to book and what to bring.

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Canada immigration pathways: how each works

How Canada’s main routes work in outline: Express Entry, provincial nominees, employer work permits and family sponsorship. No advice, just official p...

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Canada proof of settlement funds, explained

Some routes ask you to show you have money to settle in Canada. Here is what proof of funds is, what a bank letter shows and how to prepare. No amount...

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Driver’s licence for newcomers to Canada

Driver’s licences are issued by each province and territory. How exchanges and tests work, why car insurance matters and where to start in your provin...

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Finding a home in Canada: tenant basics

From temporary housing to a lease: how renting works in Canada, what landlords may ask, tenant rights by province and how to avoid fake listings.

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Work & careers Newcomers Canada

Finding work in Canada and credential checks

How to look for work as a newcomer, what changes if your job is regulated, how foreign credentials are recognised and what your rights are as a worker...

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Free settlement services and language classes

Federally funded settlement services help with jobs, language and housing, and some can be used before you land. Who is eligible and why to start earl...

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Health insurance Newcomers Canada

Health insurance in Canada for newcomers

Each province runs its own health plan, and some have a waiting period for new residents. How it works, what it covers and how private cover fills the...

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Good to know Newcomers Canada

Immigration scams targeting newcomers

Fake officials, guaranteed visas, fake job offers and tax schemes target people moving to Canada. The warning signs, what IRCC never does and how to r...

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Arrival Newcomers Canada

Landing in Canada: documents and border steps

What to carry in your hand baggage, the lists of goods the border officer asks for, what to declare and what the port-of-entry interviews cover.

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Visas & permits Newcomers Canada

Language tests and ECA for Canada, explained

Many routes ask for an approved language test and some ask for an education credential assessment (ECA). What each is, who does it and what to know.

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Visas & permits Newcomers Canada

Police certificates for Canada, explained

A police certificate shows you have no criminal record, or shows it. Here is who may need one, how to get it, why timing matters and how to submit it.

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Family & schools Newcomers Canada

Schools and childcare for newcomer families

Each province runs its own schools. How to enrol a child, which documents to prepare, what happens on the first day and where to look for childcare.

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Taxes & benefits Newcomers Canada

Taxes and benefits for newcomers to Canada

How the CRA treats newcomers, why a CRA account and your first tax return matter, and the benefits many families look into, such as the Canada Child B...

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Arrival Newcomers Canada

Your first week in Canada as a newcomer

A calm order for your first week: a place to sleep, a phone, your SIN, your health card, a bank account and the ID to carry. With official links.

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Moving to Canada: common questions

Do I need a job offer to move to Canada?

It depends on the pathway. An employer-specific work permit needs a job offer. Other routes, such as some permanent residence programmes, work differently. IRCC’s official questionnaire lists programmes to explore, and each programme page states what it asks for. StudentFlow does not tell you which one applies to you.

Which pathway should I choose?

We cannot say. Choosing a route is immigration advice, which only a licensed professional can give. We explain how each official pathway works in outline and link the official tools, so you can read the real rules and decide with the right help.

Can StudentFlow check my eligibility or calculate my Express Entry score?

No. We do not assess eligibility, score applications or predict outcomes. The government publishes its own questionnaire and score tool, and we link both in the official tools section above.

Can my family come with me?

Many routes allow you to include a spouse or partner and dependent children, and some let family follow later. The rules depend on your pathway and on your family’s situation. Check your pathway’s official page, and tell StudentFlow about your household so your checklist includes everyone’s tasks.

How long will my application take?

IRCC publishes current processing times for each application type, and they change. We do not quote them. Leave generous buffer time, and avoid non-refundable bookings until you have your confirmation.

How much money do I need to show?

Some routes ask for proof of settlement funds and others do not. The required amount depends on the programme and your family size, and it is updated by the government. Our guide explains what the proof looks like; the official page has the current figures.

Read the settlement funds guide

Will I have health cover from the day I land?

Not always. Each province and territory runs its own health plan, and some have a waiting period before new residents are covered. Apply for your health card as soon as you can, and consider private cover for any gap. Check your province’s official page.

Read the health insurance guide

What should I do in my first week in Canada?

Common first steps are applying for a Social Insurance Number, getting a SIM or eSIM, arranging temporary housing, applying for your health card and opening a bank account. The order depends on your situation and your province.

Read the first-week guide

Do I have to hire an immigration consultant?

No law makes you hire one. If you do pay someone for immigration advice or representation, IRCC expects them to be authorised, meaning licensed to practise. Check before you pay, and be careful of anyone who promises a result.

Read the scams guide

I am moving to Quebec. Does this plan work for me?

Quebec has its own selection rules and its own services for newcomers. Much of the Canada-wide guidance still applies, but check the Quebec government pages first. Our provincial table links the Quebec newcomer portal.

StudentFlow gives general information from official sources. It is not legal or immigration advice and we are not a licensed immigration consultant or lawyer. For advice on your case, speak to a licensed professional. View this page as plain markdown.

Turn this into your own plan.

Tell StudentFlow the route you are using, where you will live and when you expect to land, and get these steps with your own deadlines — free.

Free to plan. No card needed. Not legal or immigration advice.